# Ecological Use Cases

<table><thead><tr><th width="174" align="center">Scenario</th><th align="center">Description</th></tr></thead><tbody><tr><td align="center">Payment Settlement</td><td align="center">Users can directly use TitanUSD for purchases at TitanPay merchant locations.</td></tr><tr><td align="center">On-chain Wealth Management</td><td align="center">TitanUSD can be deposited in DeFi protocols or staking contracts for yield generation.</td></tr><tr><td align="center">Collateralized Loans</td><td align="center">Users can pledge RWA/NFTs to borrow TitanUSD for liquidity.</td></tr><tr><td align="center">Compliance Financial Interface</td><td align="center">Connects traditional financial structures as an on-chain USD alternative, facilitating stable circulation and settlement.</td></tr><tr><td align="center">Cross-border SeCross-border Settlement</td><td align="center">TitanUSD serves as a unified payment medium for multinational platforms/users, avoiding exchange rate fluctuations and regulatory intervention.</td></tr></tbody></table>
